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No Cost Health Benefits

by Darrell C. Porter

The Health Care Industry is in a state of crisis. It's in the news everyday!
Health Insurance rates are rising by 10 - 15% each year and in some cases
more. These increases are causing many companies to reduce benefits for
their employees, or in some cases drop all Health Care Benefits.

It is estimated that there are 45 million people in America without health
insurance and over 75 million are underinsured. In fact 3/4 of all small
businesses offer no health insurance at all. It has been a problem with no
end in site, UNTIL NOW.

International Association of Benefits is a non profit association located in
Washington, DC, directly across from the White House. In addition to all of
its other Association Benefits, IAB offers superior health care savings
benefits to attack the #1 need in America, access to affordable Health Care.

IAB is a non profit association located in Washington DC, across from the
White House, at 1747 Pennsylvania Ave. This 22 year old association offers
guaranteed health care savings and insured benefits through over 1 million
providers across the U.S. Because IAB is not insurance everyone is accepted
regardless of pre existing condition. No medical questions are asked; and
all ages are accepted. Benefits are provided in additional to any other
medical coverage members may have. Individuals and their entire immediate
family can join for one flat, low monthly rate. Once enrolled their rates
are guaranteed never to go up.

IAB membership provides a healthy discount of 30% to 90% off medical,
dental, vision, hearing, prescription and chiropractic care. For the
uninsured or under insured this often makes a world of difference in their
ability to receive needed medical care.

Members can go to any doctor or hospital they choose. However, if they go to
one of our one million nationwide Network providers their savings can be as
much as 90%, while some services are even free, such as teeth cleanings,
initial chiropractic consultation and certain legal services.

Other benefits include local and world wide ground and air emergency medical
transportation, 24 hour nurse hotline, inclusion in a pre paid legal club,
discounts on international hotels and resorts, discounts on nationwide
municipal and semi private golf courses, car rental discounts and more.

Monthly costs for the Premier Plus program is just $109.95 and a one time
set up fee of $100. The monthly rate is guaranteed never to go up as long as
they continue their membership.

In January 2004, IAB announced a unique Rewards Program that actually
rewards loyal membership. IAB will send a rewards check of 50% of all
payments made during the past five consecutive years. This effectively
reduces the cost of membership to one half. Members may also opt to go ten
consecutive years instead and receive a check for 100% of all their monthly
payments during that time. This then makes IAB a cost free membership.
Members receive all the benefits plus receive all their monthly dues back.

Even though there are a number of good health discount companies available,
IAB is the only one that offers health savings plus insured benefits plus
valuable non medical benefits plus a 100% return of all the monthly payments
made.

IAB may well be the company of choice for those with little or no medical
insurance, for those with major medical coverage who need more benefits and
protection, and for those who simply want a disciplined way to save money
while they receive medical and other benefits that exceed the interest they
could have earned in a bank, treasury bill or CD.

Enrollment in the International Association of Benefits (IAB) is easy and
can be done online. Simply go to www.nocostmedical.com. Other plans are also
available, for Seniors (Classic) and those who only want dental,
prescription, vision and chiropractic (Signature) care. The Premier is the
same as the Premier Plus without the Intensive Care and Coronary Care
benefits.

Memberships are also available to groups, businesses and organizations. The
non profit association shows you how to provide these benefits at no cost to
your company or organization and also how to enhance your companyÆs bottom
line simply by administering IAB to your staff or employees. Futther details
are available online at www.nocostmedical.com.


About the Author:

Darrell C. Porter, author & publisher, is an independent representative for
International Association of Benefits, Inc. http://www.nocostmedical.com

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